ConnectingCapital to Real-WorldHustle.
A trusted platform connecting everyday investors with vetted small businesses raising capital to grow — structured deals, monthly reports, real returns.
Built for how Nigeria
actually does business.
Six things we obsessed over so you don't have to think about them.
A 5-factor engine scores every investor-business pair out of 99. The higher the score, the stronger the match — surfaced automatically.
Every business is verified before going live. Real names, real categories, real locations. No ghost listings, no bad surprises when you get there.
Propose, counter-propose, and close entirely on MonieMatch. Chat, agree terms, sign the deal. No WhatsApp confusion, no lost agreements.
Business owners submit monthly reports in various formats — voice, text, images. Investors stay informed. Trust is built in, not assumed.
All your active deals, pending returns, and performance in one clean dashboard. Know exactly where every naira is working.
Fixed monthly, revenue share, or profit split — you negotiate what works for both sides. Every deal is custom-built for your situation.
Built for the deal,
not the paperwork.
Every feature on MonieMatch exists to make investing and growing a business easier, more transparent, and more trustworthy.
Make offers, counter-offers, and close deals entirely in-app. Auto-calculated figures, no WhatsApp confusion.
Business owners submit monthly reports via text or voice. Share one report to multiple investors instantly.
Fill in your legal name, title, and signature once. Reuse across every deal and agreement without re-entering anything.
Funds held by a licensed 3rd-party escrow provider. Released only after both parties sign. No side deals, no risk.
The system was broken.
We fixed it.
MonieMatch was built because real people in the real Nigerian economy needed it.
No collateral, no connections, no credit history — formal lenders weren't built for the informal economy. Bakers, tailors, and barbers were locked out.
Everyday investors who believe in your hustle. No paperwork gatekeepers. Verified profiles, smart matching, and a handshake backed by a signed digital deal.
Your ₦500k sat in a savings account doing nothing. Meanwhile, verified businesses in your city were growing and needed exactly that amount to scale.
Invest in a verified bakery, fashion designer, or photographer. Set your terms. Receive monthly reports. Earn structured returns — not as a promise, as a signed deal.
You lent money to a cousin's business. No agreement. No reports. Six months later, nothing. Good relationship, bad deal. The informal economy needed structure.
Every deal is signed in-app. Every month, the business submits a revenue report. Every naira is accounted for. Trust is built in — not just assumed.
As simple as sow, match, earn.
Tell us your investment range, preferred industries, and how you want returns. Takes 3 minutes.
Our algorithm surfaces businesses that score highest against your exact preferences. No irrelevant listings.
Initiate a deal, negotiate terms via chat, sign the agreement, and send funds. All on MonieMatch.
Receive monthly revenue reports. Watch your portfolio grow. Eat the fruit of your labour like a king.
I might not be a Senior Investor.
But my investment is.
Stop watching your money earn 4% a year. MonieMatch deploys your capital into verified small businesses — structured terms, monthly reports, real returns.
- AI-powered matching — only businesses that fit your exact criteria reach you.
- Monthly revenue reports — every business owner sends verified updates. No ghosting.
- Flexible structures — monthly fixed, revenue share, or profit split. You negotiate what works.
- Any amount — from ₦50k to ₦5M, there's a matching business waiting for you.
Bring your favourite
business into the light.
Stop borrowing from family with no structure. Stop waiting on banks that were never built for you. List your business and let the right investor find you.
How Your Match Score Is Built
100 doesn't exist in real life — but 99 is close enough to change yours.
MonieMatch is coming
to your pocket.
The full experience on iOS and Android. Match, deal, and track returns from anywhere.
Meanwhile — the web app is live right now →
Questions? We got you.
Our algorithm scores every investor-business pair across 5 factors: investment amount overlap (30pts), return structure preference (25pts), reporting cadence (15pts), business category (20pts), and location (10pts). The result is a compatibility score out of 99. We surface your top matches automatically.
Fashion designers, bakers, barbers, photographers, retailers, tech freelancers — any Nigerian small business that's real and has a funding need. We support 80+ business categories with smart fuzzy matching.
No platform minimum. Investors set their own range — from ₦50,000 upwards. The matching engine only connects you with businesses whose funding needs overlap with your range.
You negotiate the structure before signing — fixed monthly payments, revenue-share percentages, or profit splits. Terms are per-deal. For MVP, fund movement happens directly between parties. MonieMatch handles matching, deal agreements, and reporting. Escrow is coming.
MonieMatch facilitates and documents deals — we don't hold your money. Every business signs a digital agreement and all terms are on record. As with any investment, returns are not guaranteed. Invest amounts you're comfortable with.
Yes. MonieMatch was built for the informal economy. Your business doesn't need formal registration to list — we verify basic business info and auto-activate your listing. Solopreneurs fully welcome.
We're building it now. Join the waitlist below and we'll email you the moment it goes live. The full platform is already live at moniematch.com/app — fully optimised for your phone.
Let's talk
business.
Questions, partnerships, press — we're a small team and we actually read our emails.
Follow us
Be the first to know
when the app drops.
One email. No spam. Just the download link.
No spam. Unsubscribe anytime. The web app is live right now →